I committed to the dread act of doing up a balancing statement for Annie Inc. And the prognosis is not good ,even if it was on the books at Anglo it couldn’t look good. Many people have the opinion that we have a generous social welfare system, I only availed of it when I returned to university, I have single mothers allowance for the first time since my son was 1 (he is now almost 14). When I returned to college I had part time work but that has dissolved into the ether that is Ireland post apocalypse last year and all efforts to find work since have been futile.
Incoming I have €225 per week, adding the children’s allowance I have a net of €1050 per month. Out of that comes my mortgage (€500)and loan(€200) ESB(€45) and phone (€50)which total €795, leaving me with a weekly disposable income of €65 euros. To feed and maintain me and my son.
I’ve just cancelled my phone contract so that will be nullified in the coming month, I really don’t know where else to cut a corner. I’ve sold everything I have that was worth anything, I really am seriously in need of ideas here. I cannot keep leaving the Turin shroud on my pillow at night.
Should I leave university, I have a 1:1 so far and really can see no hope in returning to growth this year unless I do. Doing a psychology degree means I have to go for a doctorate if I want to use my skills. I’ve been offered a research doctorate but that means 3 more years of borderline poverty and despite my hopes that I was tough and resourceful and clever, I cannot cut this cloth to fit the task. My grant will come in around the end of October or November, like the last two it will be swallowed whole by my overdraft and my mortgage arrears which have been stacking up for the last year month on month.
I have no more answers...perhaps you do?